Wind Mitigation inspections in Jacksonville

Wind Mitigation Inspections
Wind mitigation inspections can help reduce the cost of your homeowners insurance. Florida law allows homeowners to receive a discount on their policy if certain wind mitigation criteria are met. Features that improve wind mitigation can drastically reduce the amount of damage your home sustains during a storm or hurricane. Many homes have features that qualify for discounts. The inspector can give you tips and information on what you can do to protect your home.
Common Wind Mitigation Features
Wind Resistant Roof Coverings
- Wind resistant roof coverings such as shingles and tiles that were made and installed after March 1, 2002 meet more stringent building codes than older roof coverings.
Roof Geometry
Flat and hip roofs perform better in a hurricane because wind flows over the roof structure during a storm. If it is a gable roof, we want to ensure it has the proper bracing.
Roof Deck Attachment
The inspector will examine how the roof decking is attached to the roof framing since newer building codes require a specific nail and nail pattern.
Secondary Water Barrier
If a loss of shingles happens during a storm, a secondary water barrier can still offer protection. Roof felt is commonly installed to offer temporary protection before shingles are installed. Peel and stick water barriers perform better than roofing felt. Secondary water barriers are important because they can prevent water from entering the attic.
Roof To Wall Attachment
Newer homes have updated hardware for better connections from the roof framing to the walls. Roof framing on an older house is sometimes attached with only a nail. Metal connectors give the structure a much better hurricane rating.
Opening Protection
Doors and windows are covered to prevent damage from wind and windborne debris. Opening protection can mean hurricane shutters, reinforced garage doors, and impact rated glass. Ensuring proper opening protection can help with discounted insurance rates.
Additional Links
Check out this link by InterNachi : https://www.nachi.org/wind-mitigation.htm
Here is another link that you may find helpful on opening protection: https://fchurricaneshutters.com/
During the wind mitigation inspection, we can also perform a 4 point inspection or a full home inspection to identify other areas that can be improved to help avoid issues later on. For information on 4 point inspections, visit: https://neflhomeinspector.com/4-point-inspections/
To schedule a wind mitigation inspection in Jacksonville, please call 904-207-0255.
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For any questions, or to schedule an appointment, please use the contact form below.